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	<title>Secure SMS Today</title>
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		<title>CellTrust Prepares NFC Provisioning APIs Using SecureSMS for Carriers and Banks as NFC Technology Rollout Begins in 2011</title>
		<link>http://www.securesmstoday.com.au/press-releases/celltrust-removes-major-obstacle-for-carriers-and-banks-by-delivering-ota-over-the-air-nfc-configuration-and-provisioning</link>
		<comments>http://www.securesmstoday.com.au/press-releases/celltrust-removes-major-obstacle-for-carriers-and-banks-by-delivering-ota-over-the-air-nfc-configuration-and-provisioning#comments</comments>
		<pubDate>Tue, 24 Aug 2010 20:05:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Press Releases]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[CellTrust]]></category>
		<category><![CDATA[Mobile Computing]]></category>
		<category><![CDATA[secure]]></category>
		<category><![CDATA[securesms]]></category>
		<category><![CDATA[SMS]]></category>

		<guid isPermaLink="false">http://www.securesmstoday.com.au/?p=749</guid>
		<description><![CDATA[CellTrust Removes Major Obstacle for Mobile Operators and Banks by Delivering OTA (Over-The-Air) NFC Configuration and Provisioning SCOTTSDALE, ARIZONA, USA – August 25, 2010 &#8211; CellTrust Corporation, the world&#8217;s largest provider of SecureSMS for mobile phones (www.celltrust.com), announced today that it is preparing patent-pending, NFC-provisioning APIs using SecureSMS, in anticipation of NFC technology rollout beginning [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-753" title="CellTrust Removes Major Obstacle for Carriers and Banks by Delivering OTA (Over-The-Air) NFC Configuration and Provisioning" src="http://www.securesmstoday.com.au/wp-content/uploads/2010/08/celltrust-removes-major-obstacle-carriers-banks-delivering-ota-over-the-air-nfc.jpg" alt="" width="440" height="180" /></p>
<h4>CellTrust Removes Major Obstacle for Mobile Operators and Banks by Delivering OTA (Over-The-Air) NFC Configuration and Provisioning</h4>
<p><strong>SCOTTSDALE, ARIZONA, USA – August 25, 2010</strong> &#8211; CellTrust Corporation, the world&#8217;s largest provider of <a class="ext-link" title="CellTrust SecureSMS - Opens in a new window" href="http://www.celltrust.com.au/celltrust-securesms" target="_blank">SecureSMS</a> for mobile phones (<a class="ext-link" title="www.celltrust.com - Opens in a new window" href="http://www.celltrust.com/" target="_blank">www.celltrust.com</a>), announced today that it is preparing patent-pending, NFC-provisioning APIs using SecureSMS, in anticipation of NFC technology rollout beginning in early 2011.</p>
<p>NFC (Near Field Communication) is a short-range wireless communication standard that bundles a contactless chip with a contactless reader inside the mobile device. With NFC technology, consumers can simply wave or tap their phone within a few inches of a reader to transfer information to their mobile phone or to complete a mobile payment or transaction.</p>
<p>Designed to make life much easier for the end-user, provisioning NFC will require the carrier to send sensitive and confidential information to the mobile subscriber&#8217;s handset. While a few methods exist to provision NFC, CellTrust believes SMS is the optimal choice because it uses the mobile communications control channel, which is separate from voice and data and operates regardless of the voice or data being used. The control channel has high resiliency, low bandwidth requirements and was designed for carriers to send specific commands and instructions to the handset via SMS. It is important to note that standard SMS is not secure and can be spoofed. Provisioning NFC with CellTrust&#8217;s SecureSMS APIs addresses spoofing with a fully authenticated, government-grade, highly encrypted, tamper-proof process, which also enables message sizes up to 5,000 characters.</p>
<p><span id="more-749"></span></p>
<p>&#8220;At Juniper Research we forecast that 1 in 6 subscribers globally will have NFC phones by 2014,&#8221; said Howard Wilcox, Senior Analyst, <a class="ext-link" title="Juniper Research - Opens in a new window" href="http://www.juniperresearch.com/" target="_blank">Juniper Research</a>. &#8220;NFC is all about ease and convenience for users although the first question from users usually relates to security. This announcement by CellTrust is an important development to quell peoples&#8217; security concerns and enable the rollout of NFC enabled mobile wallets.&#8221;</p>
<p>NFC has the potential to be a significant, pervasive technology, but the lack of NFC chips in existing handsets and security concerns have held the industry back from wide-scale integration of mobile payments on NFC-equipped devices. CellTrust&#8217;s NFC solution could be a key driver in finally bringing mobile payments to NFC devices and unlocking the market potential for this technology.</p>
<p>CellTrust&#8217;s SecureSMS NFC APIs use Short Message Service Center (SMSC) and allow carriers to use their existing investment in SMS infrastructure while provisioning NFC, therefore a new NFC platform is not required. Carriers can easily integrate with the SecureSMS APIs and send secure commands and instructions to the handset to provision NFC with all types of transactions, including adding and deleting credit cards. CellTrust&#8217;s technology addresses the security gaps that exist with basic SMS, paving the way for NFC-enabled mobile devices to be securely used as an &#8220;electronic wallet.&#8221;</p>
<p>SecureSMS also gives mobile network operators an added level of security for OTA (Over-The-Air) configuration and provisioning of mobile devices compared to today&#8217;s standard SMS infrastructure, which is not tamper proof and can be spoofed.</p>
<p>&#8220;CellTrust&#8217;s SecureSMS NFC solution will make it easy for carriers and banks to implement and integrate NFC,&#8221; said Sean Moshir, Chairman and CEO of CellTrust. &#8220;We believe the cost savings for mobile operators will be substantial, since they will be utilizing their existing SMSC infrastructure.&#8221;</p>
<p>CellTrust&#8217;s SecureSMS Appliance is the first global enterprise appliance to offer <a class="ext-link" title="Secure SMS Communication - Opens in a new window" href="http://www.celltrust.com.au/celltrust-securesms" target="_blank">secure SMS communication</a> for handset to handset and enterprise applications to handsets with highly encrypted end-to-end security in compliance with HIPAA, FISMA, and Sarbanes-Oxley, ensuring that information is kept private and only delivered to the intended recipient. CellTrust&#8217;s award winning SecureSMS™ Appliance and Gateway reaches 200+ countries and over 800 carriers.</p>
<p><a class="ext-link" title="CellTrust SecureSMS™ Appliance - Opens in a new window" href="http://www.celltrust.com.au/celltrust-securesms-appliance" target="_blank">CellTrust SecureSMS™ Appliance</a> was named winner of many industry awards by CTIA, Mobile Marketing Association, RCR Magazine, MobileTrax, and more.</p>
<h4>About CellTrust Corporation</h4>
<p>CellTrust is a leading provider of secure mobile messaging and applications. CellTrust&#8217;s patent pending Secure SMS Gateway™ featuring the <a title="SecureSMS™ Appliance" href="http://www.celltrust.com.au/celltrust-securesms-appliance">SecureSMS™ Appliance</a> and a suite of mobile applications provide advanced secure mobile messaging and information management solutions across 200+ countries and over 700 carriers. CellTrust ensures the secure and trusted exchange of information on mobile devices to the financial services, healthcare, government, education, energy, information technology, marketing, and travel, among other global industries. For more information about CellTrust&#8217;s Global, African, North American and Australian operations: <a class="ext-link" title="Visit www.celltrust.com - Opens in a new window" href="http://www.celltrust.com" target="_blank">www.celltrust.com</a>, <a class="ext-link" title="Visit www.africa.celltrust.com - Opens in a new window" href="http://www.africa.celltrust.com" target="_blank">www.africa.celltrust.com</a>, <a class="ext-link" title="Visit www.celltrust.com.au - Opens in a new window" href="http://www.celltrust.com.au" target="_blank">www.celltrust.com.au</a>.</p>
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		<title>50 Arrested Over Smartphone Spyware</title>
		<link>http://www.securesmstoday.com.au/security-alert-log/50-arrested-over-smartphone-spyware</link>
		<comments>http://www.securesmstoday.com.au/security-alert-log/50-arrested-over-smartphone-spyware#comments</comments>
		<pubDate>Tue, 03 Aug 2010 02:42:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[In The News]]></category>
		<category><![CDATA[Security Alert Log]]></category>

		<guid isPermaLink="false">http://www.securesmstoday.com.au/?p=756</guid>
		<description><![CDATA[Romanian authorities have arrested 50 individuals accused of using off-the-shelf software to monitor mobile phone communications of their spouses, competitors, and others, according to news reports. The Romanian Directorate for Investigating Organized Crime and Terrorism also arrested Dan Nicolae Oproiu, a 30-year-old IT specialist who allegedly sold the spyware for as much as $580 over [...]]]></description>
			<content:encoded><![CDATA[<p><a rel="attachment wp-att-759" href="http://www.securesmstoday.com.au/security-alert-log/50-arrested-over-smartphone-spyware/attachment/50-arrested-over-smartphone-spyware-2"><img class="alignnone size-full wp-image-759" title="50 Arrested Over Smartphone Spyware" src="http://www.securesmstoday.com.au/wp-content/uploads/2010/07/50-arrested-over-smartphone-spyware.jpg" alt="" width="440" height="180" /></a></p>
<h4>Romanian authorities have arrested 50 individuals accused of using off-the-shelf software to monitor mobile phone communications of their spouses, competitors, and others, according to news reports.</h4>
<p>The Romanian Directorate for Investigating Organized Crime and Terrorism also arrested Dan Nicolae Oproiu, a 30-year-old IT specialist who allegedly sold the spyware for as much as $580 over the internet. Officials claim his software was available for handsets running the iPhone, Blackberry, Symbian, and Windows Mobile operating systems, and came in Light, Pro, and Pro-X versions that offered varying levels of services.</p>
<p>Speculation is that that Oproiu was reselling FlexiSPY, a package that&#8217;s long been marketed to people who want to catch cheating spouses, stop employee espionage, protect children, and bug meeting rooms. The Pro-X version allows a user to listen to calls in real-time, surreptitiously read SMS, call logs, and email, and convert the targeted phone into a remote bugging device that can secretly capture the sounds in its immediate vicinity.</p>
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		<item>
		<title>Smartphone Apps Spying On You</title>
		<link>http://www.securesmstoday.com.au/security-alert-log/smartphone-apps-spying-on-you</link>
		<comments>http://www.securesmstoday.com.au/security-alert-log/smartphone-apps-spying-on-you#comments</comments>
		<pubDate>Fri, 30 Jul 2010 01:40:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Security Alert Log]]></category>

		<guid isPermaLink="false">http://www.securesmstoday.com.au/?p=735</guid>
		<description><![CDATA[I just came across an interesting article on the India Times web site titled &#8220;Smartphone apps are spying on you&#8221;. It goes on to explain that a cellphone security firm found many free applications downloaded and used on iPhones and phones running Android pulled sensitive information off the phone and sent the data to a [...]]]></description>
			<content:encoded><![CDATA[<p><a rel="attachment wp-att-746" href="http://www.securesmstoday.com.au/security-alert-log/smartphone-apps-spying-on-you/attachment/2010-year-of-the-malware-application2"><img class="alignnone size-full wp-image-746" title="Smartphone Apps Spying On You" src="http://www.securesmstoday.com.au/wp-content/uploads/2010/07/2010-year-of-the-malware-application2.jpg" alt="" width="440" height="180" /></a></p>
<h4>I just came across an interesting article on the <a class="ext-link" title="Visit the India Times web site - Opens in a new window" href="http://www.indiatimes.com/" target="_blank">India Times</a> web site titled &#8220;Smartphone apps are spying on you&#8221;. It goes on to explain that a cellphone security firm found many free applications downloaded and used on iPhones and phones running Android pulled sensitive information off the phone and sent the data to a third party.</h4>
<p>Here is an excerpt from the article,</p>
<blockquote><p>Lookout Inc, a cellphone security firm, scanned nearly 300,000 free applications for Apple Inc’s iPhone and phones built around Google Inc’s Android software. It found that many of them secretly pull sensitive data off phones and ship them off to third parties without notification.</p>
<p>The data can include full details about users’ contacts, their pictures, text messages and internet and search histories. The third parties can include advertisers and companies that analyze data on users. The information is used by companies to target ads and learn more about their users. The danger, though, is that the data become vulnerable to hacking and use in identity theft if the third party isn’t careful about securing the information.</p>
<p>Lookout found that nearly a quarter of the iPhone apps and almost half the Android apps contained software code that contained those capabilities.</p>
</blockquote>
<p><a class="ext-link" title="Click here to read the full article - Opens in a new window" href="http://timesofindia.indiatimes.com/world/us/Listen-up-Smartphone-apps-are-spying-on-you/articleshow/6234670.cms" target="_blank">Click here</a> to read the article in full.</p>
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		<title>ACMA Research Shows Australians Would Use Mobile Phone Payment Methods</title>
		<link>http://www.securesmstoday.com.au/in-the-news/acma-research-shows-australians-would-use-mobile-phone-payment-methods</link>
		<comments>http://www.securesmstoday.com.au/in-the-news/acma-research-shows-australians-would-use-mobile-phone-payment-methods#comments</comments>
		<pubDate>Tue, 13 Jul 2010 03:11:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[In The News]]></category>

		<guid isPermaLink="false">http://www.securesmstoday.com.au/?p=726</guid>
		<description><![CDATA[Research undertaken by ACMA has found that Australians would welcome using their mobile phones as payment methods but that current awareness of the possibility is low. Qualitative research has found that while premium SMS is the most well established mobile payment method it is not widely seen as such. Instead it is seen as a [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-729" title="ACMA Research Shows Australians Would Use Mobile Phone Payment Methods" src="http://www.securesmstoday.com.au/wp-content/uploads/2010/07/australians-would-use-mobile-phone-payments.jpg" alt="ACMA Research Shows Australians Would Use Mobile Phone Payment Methods" width="440" height="180" /></p>
<h4>Research undertaken by ACMA has found that Australians would welcome using their mobile phones as payment methods but that current awareness of the possibility is low.</h4>
<p>Qualitative research has found that while premium SMS is the most well established mobile payment method it is not widely seen as such. Instead it is seen as a way to purchase digital for example ringtones and mobile phone wallpapers as well as for voting on TV shows and for competition entry</p>
<p>Research respondents felt that &#8220;Tweenies&#8221; (those aged 8-14 years) were most likely to be targeted and to use premium SMS services. Many consider this age groups to be vulnerable to manipulation using mobile phones for payment methods as most do not have access and control over other traditional forms of payment such as credit cards.</p>
<p>There has been somewhat of a backlash against premium SMS recently. Tales of unexpectedly large bills racked up without the users full knowledge are scaring lots of consumers away from using premium SMS. USA based Telco Exetel has gone as far to protect it&#8217;s customers by blocking all premium SMS by default. Exetel claims this simple move has <a class="ext-link" title="Exetel to block premium SMS by default - Opens in a new window" href="http://www.itnews.com.au/News/214518,exetel-to-block-premium-sms-by-default.aspx" target="_blank">removed up to 90% of their billing disputes</a>.</p>
<p>Looking at alternative payment methods the report has identified a number of new mobile payment technologies to be looked at including contactless or &#8220;wave and pay&#8221;, &#8220;person to person&#8221; transfers and payments that are linked to users&#8217; to bank accounts.</p>
<p><span id="more-726"></span></p>
<p>Out of the offered options, survey respondents said they felt most comfortable with mobile payment systems provided by banking and finance institutions as the respondents believe that these organisations have better fraud protections in place. This is not surprising given the poor public image of most Australian telcos. Poor consumer practice fuelled by the poor consumer practices across the board have seen consumer complaints <a class="ext-link" title="Simon Cohen named new telco ombudsman as consumer complaints soar - Opens in a new window" href="http://www.theaustralian.com.au/australian-it/new-telco-ombudsman-named-as-consumer-complaints-soar/story-e6frgakx-1225858802525" target="_blank">continue their steep rise</a>.</p>
<p>Whilst consumers were generally happy about using different forms of mobile payment methods, they were more concerned about the risks of linking mobile payments to credit cards and/or bank accounts, preferring to use a &#8220;limited funds&#8221; model similar to the debit cards that recently rocketed in popularity.</p>
<p>When looking at potential users of mobile payments, the report found younger people (18-35) as well as empty nesters are most likely to warm to new mobile payments. Less &#8220;digitally literate&#8221; blue collar workers and respondents from regional areas were the most resistant to new payment methods.</p>
<p>You can read the <a class="ext-link" title="Read the full ACMA report - Opens in a new window" href="http://www.acma.gov.au/WEB/STANDARD/pc=PC_312194" target="_blank">full ACMA report here</a>.</p>
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		<title>Mobile Cellular Subscriptions Per 100 People by Country &#8211; Data Provided by The World Bank</title>
		<link>http://www.securesmstoday.com.au/advertising-marketing/mobile-cellular-subscriptions-per-100-people-by-country-data-provided-by-the-world-bank</link>
		<comments>http://www.securesmstoday.com.au/advertising-marketing/mobile-cellular-subscriptions-per-100-people-by-country-data-provided-by-the-world-bank#comments</comments>
		<pubDate>Fri, 09 Jul 2010 01:21:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Advertising & Marketing]]></category>
		<category><![CDATA[In The News]]></category>

		<guid isPermaLink="false">http://www.securesmstoday.com.au/?p=717</guid>
		<description><![CDATA[Having trouble convincing the powers that be within your organisation that you should be using SMS as part of your daily customer operations? It might be an idea to show them this recent data provided by The World Bank. If they still need convincing after seeing the data then don&#8217;t despair as they probably won&#8217;t [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-723" title="Mobile Cellular Subscriptions Per 100 People by Country - Data Provided by The World Bank" src="http://www.securesmstoday.com.au/wp-content/uploads/2010/07/phones-per-100-people-by-country.jpg" alt="Mobile Cellular Subscriptions Per 100 People by Country - Data Provided by The World Bank" width="440" height="180" /></p>
<h4>Having trouble convincing the powers that be within your organisation that you should be using SMS as part of your daily customer operations?</h4>
<p>It might be an idea to show them this recent data provided by The World Bank. If they still need convincing after seeing the data then don&#8217;t despair as they probably won&#8217;t be in their job(s) for too much longer!</p>
<p>Mobile cellular telephone subscriptions are subscriptions to a public mobile telephone service using cellular technology, which provide access to the public switched telephone network. Post-paid and prepaid subscriptions are included.</p>
<h3>This is the Short Table of Popular Countries</h3>
<table class="data-table" style="width: 100%;" border="0" cellspacing="0" cellpadding="0">
<tbody>
<tr>
<th align="left">Country</th>
<th style="width: 1px;">2005</th>
<th style="width: 1px;">2006</th>
<th style="width: 1px;">2007</th>
<th style="width: 1px;">2008</th>
</tr>
<tr>
<td>Australia</td>
<td align="right">90</td>
<td align="right">95</td>
<td align="right">101</td>
<td align="right">103</td>
</tr>
<tr>
<td>Canada</td>
<td align="right">53</td>
<td align="right">57</td>
<td align="right">61</td>
<td align="right">66</td>
</tr>
<tr>
<td>China</td>
<td align="right">30</td>
<td align="right">35</td>
<td align="right">42</td>
<td align="right">48</td>
</tr>
<tr>
<td>Denmark</td>
<td align="right">101</td>
<td align="right">107</td>
<td align="right">116</td>
<td align="right">125</td>
</tr>
<tr>
<td>Finland</td>
<td align="right">100</td>
<td align="right">108</td>
<td align="right">115</td>
<td align="right">129</td>
</tr>
<tr>
<td>France</td>
<td align="right">79</td>
<td align="right">84</td>
<td align="right">89</td>
<td align="right">93</td>
</tr>
<tr>
<td>Germany</td>
<td align="right">96</td>
<td align="right">104</td>
<td align="right">117</td>
<td align="right">129</td>
</tr>
<tr>
<td>India</td>
<td align="right">8.24</td>
<td align="right">15</td>
<td align="right">21</td>
<td align="right">30</td>
</tr>
<tr>
<td>Indonesia</td>
<td align="right">21</td>
<td align="right">29</td>
<td align="right">42</td>
<td align="right">62</td>
</tr>
<tr>
<td>Malaysia</td>
<td align="right">76</td>
<td align="right">75</td>
<td align="right">88</td>
<td align="right">103</td>
</tr>
<tr>
<td>Netherlands, The</td>
<td align="right">97</td>
<td align="right">106</td>
<td align="right">118</td>
<td align="right">125</td>
</tr>
<tr>
<td>New Zealand</td>
<td align="right">85</td>
<td align="right">91</td>
<td align="right">101</td>
<td align="right">108</td>
</tr>
<tr>
<td>Norway</td>
<td align="right">103</td>
<td align="right">104</td>
<td align="right">107</td>
<td align="right">110</td>
</tr>
<tr>
<td>Russian Federation</td>
<td align="right">84</td>
<td align="right">106</td>
<td align="right">120</td>
<td align="right">141</td>
</tr>
<tr>
<td>Singapore</td>
<td align="right">103</td>
<td align="right">109</td>
<td align="right">129</td>
<td align="right">132</td>
</tr>
<tr>
<td>South Africa</td>
<td align="right">72</td>
<td align="right">84</td>
<td align="right">88</td>
<td align="right">92</td>
</tr>
<tr>
<td>United Kingdom</td>
<td align="right">109</td>
<td align="right">116</td>
<td align="right">121</td>
<td align="right">126</td>
</tr>
<tr>
<td>United States</td>
<td align="right">72</td>
<td align="right">81</td>
<td align="right">87</td>
<td align="right">89</td>
</tr>
</tbody>
</table>
<p>Source: International Telecommunication Union, World Telecommunication Development Report World Bank estimates and the International Telecommunication Union.</p>
<p><span id="more-717"></span></p>
<h3>This is the Long Table of All Countries With Available Data</h3>
<table class="data-table" style="width: 100%;" border="0" cellspacing="0" cellpadding="0">
<tbody>
<tr>
<th align="left">Country</th>
<th style="width: 1px;">2005</th>
<th style="width: 1px;">2006</th>
<th style="width: 1px;">2007</th>
<th style="width: 1px;">2008</th>
</tr>
<tr>
<td>Afghanistan</td>
<td align="right">4.48</td>
<td align="right">9.16</td>
<td align="right">17</td>
<td align="right">27</td>
</tr>
<tr>
<td>Albania</td>
<td align="right">49</td>
<td align="right">61</td>
<td align="right">74</td>
<td align="right">100</td>
</tr>
<tr>
<td>Algeria</td>
<td align="right">42</td>
<td align="right">63</td>
<td align="right">81</td>
<td align="right">93</td>
</tr>
<tr>
<td>Andorra</td>
<td align="right">83</td>
<td align="right">86</td>
<td align="right">77</td>
<td align="right">77</td>
</tr>
<tr>
<td>Angola</td>
<td align="right">9.7</td>
<td align="right">18</td>
<td align="right">28</td>
<td align="right">38</td>
</tr>
<tr>
<td>Antigua and Barbuda</td>
<td align="right">103</td>
<td align="right">130</td>
<td align="right">131</td>
<td align="right">158</td>
</tr>
<tr>
<td>Argentina</td>
<td align="right">57</td>
<td align="right">81</td>
<td align="right">102</td>
<td align="right">117</td>
</tr>
<tr>
<td>Armenia</td>
<td align="right">10</td>
<td align="right">41</td>
<td align="right">61</td>
<td align="right">100</td>
</tr>
<tr>
<td>Aruba</td>
<td align="right">102</td>
<td align="right">106</td>
<td align="right">109</td>
<td align="right">115</td>
</tr>
<tr>
<td>Australia</td>
<td align="right">90</td>
<td align="right">95</td>
<td align="right">101</td>
<td align="right">103</td>
</tr>
<tr>
<td>Austria</td>
<td align="right">105</td>
<td align="right">112</td>
<td align="right">119</td>
<td align="right">130</td>
</tr>
<tr>
<td>Azerbaijan</td>
<td align="right">27</td>
<td align="right">39</td>
<td align="right">53</td>
<td align="right">75</td>
</tr>
<tr>
<td>Bahamas, The</td>
<td align="right">70</td>
<td align="right">77</td>
<td align="right">112</td>
<td align="right">106</td>
</tr>
<tr>
<td>Bahrain</td>
<td align="right">105</td>
<td align="right">122</td>
<td align="right">147</td>
<td align="right">186</td>
</tr>
<tr>
<td>Bangladesh</td>
<td align="right">5.88</td>
<td align="right">12</td>
<td align="right">22</td>
<td align="right">28</td>
</tr>
<tr>
<td>Barbados</td>
<td align="right">81</td>
<td align="right">93</td>
<td align="right">132</td>
<td align="right">159</td>
</tr>
<tr>
<td>Belarus</td>
<td align="right">42</td>
<td align="right">61</td>
<td align="right">72</td>
<td align="right">84</td>
</tr>
<tr>
<td>Belgium</td>
<td align="right">92</td>
<td align="right">93</td>
<td align="right">101</td>
<td align="right">110</td>
</tr>
<tr>
<td>Belize</td>
<td align="right">41</td>
<td align="right">40</td>
<td align="right">38</td>
<td align="right">50</td>
</tr>
<tr>
<td>Benin</td>
<td align="right">7.58</td>
<td align="right">13</td>
<td align="right">23</td>
<td align="right">40</td>
</tr>
<tr>
<td>Bermuda</td>
<td align="right">83</td>
<td align="right">94</td>
<td align="right">108</td>
<td align="right">123</td>
</tr>
<tr>
<td>Bhutan</td>
<td align="right">5.54</td>
<td align="right">12</td>
<td align="right">22</td>
<td align="right">37</td>
</tr>
<tr>
<td>Bolivia</td>
<td align="right">26</td>
<td align="right">31</td>
<td align="right">34</td>
<td align="right">50</td>
</tr>
<tr>
<td>Bosnia and Herzegovina</td>
<td align="right">42</td>
<td align="right">50</td>
<td align="right">65</td>
<td align="right">84</td>
</tr>
<tr>
<td>Botswana</td>
<td align="right">31</td>
<td align="right">44</td>
<td align="right">61</td>
<td align="right">77</td>
</tr>
<tr>
<td>Brazil</td>
<td align="right">46</td>
<td align="right">53</td>
<td align="right">64</td>
<td align="right">78</td>
</tr>
<tr>
<td>Brunei Darussalam</td>
<td align="right">63</td>
<td align="right">80</td>
<td align="right">91</td>
<td align="right">96</td>
</tr>
<tr>
<td>Bulgaria</td>
<td align="right">81</td>
<td align="right">107</td>
<td align="right">129</td>
<td align="right">138</td>
</tr>
<tr>
<td>Burkina Faso</td>
<td align="right">4.61</td>
<td align="right">7.15</td>
<td align="right">11</td>
<td align="right">17</td>
</tr>
<tr>
<td>Burundi</td>
<td align="right">2.07</td>
<td align="right">2.63</td>
<td align="right">3.44</td>
<td align="right">5.95</td>
</tr>
<tr>
<td>Cambodia</td>
<td align="right">7.66</td>
<td align="right">12</td>
<td align="right">18</td>
<td align="right">29</td>
</tr>
<tr>
<td>Cameroon</td>
<td align="right">13</td>
<td align="right">17</td>
<td align="right">24</td>
<td align="right">32</td>
</tr>
<tr>
<td>Canada</td>
<td align="right">53</td>
<td align="right">57</td>
<td align="right">61</td>
<td align="right">66</td>
</tr>
<tr>
<td>Cape Verde</td>
<td align="right">17</td>
<td align="right">22</td>
<td align="right">31</td>
<td align="right">56</td>
</tr>
<tr>
<td>Central African Republic</td>
<td align="right">2.44</td>
<td align="right">2.63</td>
<td align="right">3.05</td>
<td align="right">3.55</td>
</tr>
<tr>
<td>Chad</td>
<td align="right">2.1</td>
<td align="right">4.51</td>
<td align="right">8.65</td>
<td align="right">17</td>
</tr>
<tr>
<td>Chile</td>
<td align="right">65</td>
<td align="right">76</td>
<td align="right">84</td>
<td align="right">88</td>
</tr>
<tr>
<td>China</td>
<td align="right">30</td>
<td align="right">35</td>
<td align="right">42</td>
<td align="right">48</td>
</tr>
<tr>
<td>Colombia</td>
<td align="right">51</td>
<td align="right">68</td>
<td align="right">77</td>
<td align="right">92</td>
</tr>
<tr>
<td>Comoros</td>
<td align="right">2.59</td>
<td align="right">6.01</td>
<td align="right">11</td>
<td align="right">15</td>
</tr>
<tr>
<td>Congo, Rep.</td>
<td align="right">16</td>
<td align="right">26</td>
<td align="right">36</td>
<td align="right">50</td>
</tr>
<tr>
<td>Costa Rica</td>
<td align="right">25</td>
<td align="right">33</td>
<td align="right">34</td>
<td align="right">42</td>
</tr>
<tr>
<td>Cote d&#8217;Ivoire</td>
<td align="right">12</td>
<td align="right">21</td>
<td align="right">37</td>
<td align="right">51</td>
</tr>
<tr>
<td>Croatia</td>
<td align="right">82</td>
<td align="right">99</td>
<td align="right">113</td>
<td align="right">133</td>
</tr>
<tr>
<td>Cuba</td>
<td align="right">1.21</td>
<td align="right">1.36</td>
<td align="right">1.77</td>
<td align="right">2.96</td>
</tr>
<tr>
<td>Cyprus</td>
<td align="right">94</td>
<td align="right">103</td>
<td align="right">116</td>
<td align="right">118</td>
</tr>
<tr>
<td>Czech Republic</td>
<td align="right">115</td>
<td align="right">121</td>
<td align="right">128</td>
<td align="right">132</td>
</tr>
<tr>
<td>Denmark</td>
<td align="right">101</td>
<td align="right">107</td>
<td align="right">116</td>
<td align="right">125</td>
</tr>
<tr>
<td>Djibouti</td>
<td align="right">5.47</td>
<td align="right">5.47</td>
<td align="right">8.34</td>
<td align="right">13</td>
</tr>
<tr>
<td>Dominica</td>
<td align="right">72</td>
<td align="right">99</td>
<td align="right">122</td>
<td align="right">137</td>
</tr>
<tr>
<td>Dominican Republic</td>
<td align="right">38</td>
<td align="right">48</td>
<td align="right">56</td>
<td align="right">72</td>
</tr>
<tr>
<td>Ecuador</td>
<td align="right">48</td>
<td align="right">64</td>
<td align="right">75</td>
<td align="right">86</td>
</tr>
<tr>
<td>Egypt, Arab Rep.</td>
<td align="right">18</td>
<td align="right">23</td>
<td align="right">38</td>
<td align="right">51</td>
</tr>
<tr>
<td>El Salvador</td>
<td align="right">40</td>
<td align="right">63</td>
<td align="right">101</td>
<td align="right">113</td>
</tr>
<tr>
<td>Equatorial Guinea</td>
<td align="right">16</td>
<td align="right">22</td>
<td align="right">34</td>
<td align="right">52</td>
</tr>
<tr>
<td>Eritrea</td>
<td align="right">0.9</td>
<td align="right">1.34</td>
<td align="right">1.76</td>
<td align="right">2.2</td>
</tr>
<tr>
<td>Estonia</td>
<td align="right">107</td>
<td align="right">123</td>
<td align="right">148</td>
<td align="right">188</td>
</tr>
<tr>
<td>Ethiopia</td>
<td align="right">0.55</td>
<td align="right">1.13</td>
<td align="right">1.54</td>
<td align="right">2.42</td>
</tr>
<tr>
<td>Fiji</td>
<td align="right">25</td>
<td align="right">34</td>
<td align="right">63</td>
<td align="right">71</td>
</tr>
<tr>
<td>Finland</td>
<td align="right">100</td>
<td align="right">108</td>
<td align="right">115</td>
<td align="right">129</td>
</tr>
<tr>
<td>France</td>
<td align="right">79</td>
<td align="right">84</td>
<td align="right">89</td>
<td align="right">93</td>
</tr>
<tr>
<td>Gabon</td>
<td align="right">54</td>
<td align="right">64</td>
<td align="right">82</td>
<td align="right">90</td>
</tr>
<tr>
<td>Gambia, The</td>
<td align="right">16</td>
<td align="right">26</td>
<td align="right">50</td>
<td align="right">70</td>
</tr>
<tr>
<td>Georgia</td>
<td align="right">26</td>
<td align="right">39</td>
<td align="right">60</td>
<td align="right">64</td>
</tr>
<tr>
<td>Germany</td>
<td align="right">96</td>
<td align="right">104</td>
<td align="right">117</td>
<td align="right">129</td>
</tr>
<tr>
<td>Ghana</td>
<td align="right">13</td>
<td align="right">23</td>
<td align="right">33</td>
<td align="right">50</td>
</tr>
<tr>
<td>Greece</td>
<td align="right">92</td>
<td align="right">98</td>
<td align="right">110</td>
<td align="right">123</td>
</tr>
<tr>
<td>Greenland</td>
<td align="right">82</td>
<td align="right">95</td>
<td align="right">117</td>
<td align="right">99</td>
</tr>
<tr>
<td>Grenada</td>
<td align="right">46</td>
<td align="right">45</td>
<td align="right">50</td>
<td align="right">58</td>
</tr>
<tr>
<td>Guatemala</td>
<td align="right">35</td>
<td align="right">55</td>
<td align="right">89</td>
<td align="right">109</td>
</tr>
<tr>
<td>Guinea</td>
<td align="right">2.05</td>
<td></td>
<td align="right">21</td>
<td align="right">39</td>
</tr>
<tr>
<td>Guinea-Bissau</td>
<td align="right">6.71</td>
<td align="right">10</td>
<td align="right">19</td>
<td align="right">32</td>
</tr>
<tr>
<td>Guyana</td>
<td align="right">37</td>
<td colspan="3"></td>
</tr>
<tr>
<td>Haiti</td>
<td align="right">5.32</td>
<td align="right">13</td>
<td align="right">26</td>
<td align="right">32</td>
</tr>
<tr>
<td>Honduras</td>
<td align="right">19</td>
<td align="right">32</td>
<td align="right">58</td>
<td align="right">85</td>
</tr>
<tr>
<td>Hong Kong SAR, China</td>
<td align="right">125</td>
<td align="right">138</td>
<td align="right">155</td>
<td align="right">166</td>
</tr>
<tr>
<td>Hungary</td>
<td align="right">92</td>
<td align="right">99</td>
<td align="right">110</td>
<td align="right">122</td>
</tr>
<tr>
<td>Iceland</td>
<td align="right">95</td>
<td align="right">99</td>
<td align="right">105</td>
<td align="right">108</td>
</tr>
<tr>
<td>India</td>
<td align="right">8.24</td>
<td align="right">15</td>
<td align="right">21</td>
<td align="right">30</td>
</tr>
<tr>
<td>Indonesia</td>
<td align="right">21</td>
<td align="right">29</td>
<td align="right">42</td>
<td align="right">62</td>
</tr>
<tr>
<td>Iran, Islamic Rep. of</td>
<td align="right">12</td>
<td align="right">22</td>
<td align="right">42</td>
<td align="right">60</td>
</tr>
<tr>
<td>Iraq</td>
<td align="right">5.38</td>
<td align="right">32</td>
<td align="right">47</td>
<td align="right">57</td>
</tr>
<tr>
<td>Ireland</td>
<td align="right">103</td>
<td align="right">110</td>
<td align="right">118</td>
<td align="right">121</td>
</tr>
<tr>
<td>Israel</td>
<td align="right">112</td>
<td align="right">119</td>
<td align="right">124</td>
<td align="right">123</td>
</tr>
<tr>
<td>Italy</td>
<td align="right">122</td>
<td align="right">136</td>
<td align="right">151</td>
<td align="right">151</td>
</tr>
<tr>
<td>Jamaica</td>
<td align="right">75</td>
<td align="right">85</td>
<td align="right">100</td>
<td align="right">101</td>
</tr>
<tr>
<td>Japan</td>
<td align="right">76</td>
<td align="right">78</td>
<td align="right">82</td>
<td align="right">86</td>
</tr>
<tr>
<td>Jordan</td>
<td align="right">58</td>
<td align="right">78</td>
<td align="right">83</td>
<td align="right">90</td>
</tr>
<tr>
<td>Kazakhstan</td>
<td align="right">36</td>
<td align="right">51</td>
<td align="right">80</td>
<td align="right">95</td>
</tr>
<tr>
<td>Kenya</td>
<td align="right">13</td>
<td align="right">20</td>
<td align="right">30</td>
<td align="right">42</td>
</tr>
<tr>
<td>Kiribati</td>
<td align="right">0.71</td>
<td align="right">0.75</td>
<td align="right">0.79</td>
<td align="right">1.04</td>
</tr>
<tr>
<td>Korea, D.P.R. of</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
<td align="right">0</td>
</tr>
<tr>
<td>Korea, Rep. of</td>
<td align="right">80</td>
<td align="right">83</td>
<td align="right">90</td>
<td align="right">94</td>
</tr>
<tr>
<td>Kuwait</td>
<td align="right">90</td>
<td align="right">97</td>
<td align="right">104</td>
<td align="right">107</td>
</tr>
<tr>
<td>Kyrgyz Republic</td>
<td align="right">11</td>
<td align="right">24</td>
<td align="right">41</td>
<td align="right">64</td>
</tr>
<tr>
<td>Lao P.D.R.</td>
<td align="right">11</td>
<td align="right">17</td>
<td align="right">24</td>
<td align="right">33</td>
</tr>
<tr>
<td>Latvia</td>
<td align="right">81</td>
<td align="right">95</td>
<td align="right">97</td>
<td align="right">99</td>
</tr>
<tr>
<td>Lebanon</td>
<td align="right">24</td>
<td align="right">27</td>
<td align="right">30</td>
<td align="right">34</td>
</tr>
<tr>
<td>Lesotho</td>
<td align="right">13</td>
<td align="right">18</td>
<td align="right">22</td>
<td align="right">28</td>
</tr>
<tr>
<td>Liberia</td>
<td align="right">4.8</td>
<td align="right">8.07</td>
<td align="right">16</td>
<td align="right">19</td>
</tr>
<tr>
<td>Libya</td>
<td align="right">34</td>
<td align="right">65</td>
<td align="right">73</td>
<td align="right">77</td>
</tr>
<tr>
<td>Liechtenstein</td>
<td align="right">79</td>
<td align="right">82</td>
<td align="right">91</td>
<td align="right">95</td>
</tr>
<tr>
<td>Lithuania</td>
<td align="right">128</td>
<td align="right">139</td>
<td align="right">146</td>
<td align="right">150</td>
</tr>
<tr>
<td>Luxembourg</td>
<td align="right">110</td>
<td align="right">151</td>
<td align="right">143</td>
<td align="right">145</td>
</tr>
<tr>
<td>Macao SAR, China</td>
<td align="right">109</td>
<td align="right">127</td>
<td align="right">155</td>
<td align="right">177</td>
</tr>
<tr>
<td>Macedonia, FYR</td>
<td align="right">62</td>
<td align="right">70</td>
<td align="right">95</td>
<td align="right">123</td>
</tr>
<tr>
<td>Madagascar</td>
<td align="right">2.9</td>
<td align="right">5.78</td>
<td align="right">12</td>
<td align="right">25</td>
</tr>
<tr>
<td>Malawi</td>
<td align="right">3.08</td>
<td align="right">4.42</td>
<td align="right">7.28</td>
<td align="right">12</td>
</tr>
<tr>
<td>Malaysia</td>
<td align="right">76</td>
<td align="right">75</td>
<td align="right">88</td>
<td align="right">103</td>
</tr>
<tr>
<td>Maldives</td>
<td align="right">70</td>
<td align="right">91</td>
<td align="right">104</td>
<td align="right">143</td>
</tr>
<tr>
<td>Mali</td>
<td align="right">6.44</td>
<td align="right">12</td>
<td align="right">20</td>
<td align="right">27</td>
</tr>
<tr>
<td>Malta</td>
<td align="right">80</td>
<td align="right">85</td>
<td align="right">90</td>
<td align="right">94</td>
</tr>
<tr>
<td>Marshall Islands</td>
<td align="right">1.18</td>
<td align="right">1.23</td>
<td align="right">1.29</td>
<td align="right">1.68</td>
</tr>
<tr>
<td>Mauritania</td>
<td align="right">25</td>
<td align="right">35</td>
<td align="right">45</td>
<td align="right">65</td>
</tr>
<tr>
<td>Mauritius</td>
<td align="right">53</td>
<td align="right">62</td>
<td align="right">74</td>
<td align="right">81</td>
</tr>
<tr>
<td>Mexico</td>
<td align="right">46</td>
<td align="right">53</td>
<td align="right">63</td>
<td align="right">71</td>
</tr>
<tr>
<td>Micronesia, Fed. States of</td>
<td align="right">13</td>
<td align="right">17</td>
<td align="right">25</td>
<td align="right">31</td>
</tr>
<tr>
<td>Moldova</td>
<td align="right">29</td>
<td align="right">37</td>
<td align="right">51</td>
<td align="right">67</td>
</tr>
<tr>
<td>Mongolia</td>
<td align="right">22</td>
<td align="right">30</td>
<td align="right">46</td>
<td align="right">67</td>
</tr>
<tr>
<td>Montenegro</td>
<td align="right">87</td>
<td align="right">104</td>
<td align="right">113</td>
<td align="right">118</td>
</tr>
<tr>
<td>Morocco</td>
<td align="right">41</td>
<td align="right">52</td>
<td align="right">64</td>
<td align="right">72</td>
</tr>
<tr>
<td>Mozambique</td>
<td align="right">7.22</td>
<td align="right">11</td>
<td align="right">14</td>
<td align="right">20</td>
</tr>
<tr>
<td>Myanmar</td>
<td align="right">0.27</td>
<td align="right">0.44</td>
<td align="right">0.5</td>
<td align="right">0.74</td>
</tr>
<tr>
<td>Namibia</td>
<td align="right">22</td>
<td align="right">30</td>
<td align="right">38</td>
<td align="right">49</td>
</tr>
<tr>
<td>Nepal</td>
<td align="right">0.84</td>
<td align="right">4.17</td>
<td align="right">12</td>
<td align="right">15</td>
</tr>
<tr>
<td>Netherlands, The</td>
<td align="right">97</td>
<td align="right">106</td>
<td align="right">118</td>
<td align="right">125</td>
</tr>
<tr>
<td>New Caledonia</td>
<td align="right">57</td>
<td align="right">65</td>
<td align="right">73</td>
<td align="right">80</td>
</tr>
<tr>
<td>New Zealand</td>
<td align="right">85</td>
<td align="right">91</td>
<td align="right">101</td>
<td align="right">108</td>
</tr>
<tr>
<td>Nicaragua</td>
<td align="right">21</td>
<td align="right">33</td>
<td align="right">45</td>
<td align="right">55</td>
</tr>
<tr>
<td>Niger</td>
<td align="right">2.47</td>
<td align="right">3.55</td>
<td align="right">6.37</td>
<td align="right">13</td>
</tr>
<tr>
<td>Nigeria</td>
<td align="right">13</td>
<td align="right">22</td>
<td align="right">27</td>
<td align="right">42</td>
</tr>
<tr>
<td>Norway</td>
<td align="right">103</td>
<td align="right">104</td>
<td align="right">107</td>
<td align="right">110</td>
</tr>
<tr>
<td>Oman</td>
<td align="right">51</td>
<td align="right">68</td>
<td align="right">92</td>
<td align="right">116</td>
</tr>
<tr>
<td>Pakistan</td>
<td align="right">8.2</td>
<td align="right">22</td>
<td align="right">39</td>
<td align="right">53</td>
</tr>
<tr>
<td>Palau</td>
<td align="right">30</td>
<td align="right">42</td>
<td align="right">53</td>
<td align="right">60</td>
</tr>
<tr>
<td>Panama</td>
<td align="right">54</td>
<td align="right">66</td>
<td align="right">90</td>
<td align="right">115</td>
</tr>
<tr>
<td>Papua New Guinea</td>
<td align="right">1.23</td>
<td align="right">1.59</td>
<td align="right">4.67</td>
<td align="right">9.12</td>
</tr>
<tr>
<td>Paraguay</td>
<td align="right">32</td>
<td align="right">54</td>
<td align="right">77</td>
<td align="right">95</td>
</tr>
<tr>
<td>Peru</td>
<td align="right">20</td>
<td align="right">31</td>
<td align="right">54</td>
<td align="right">73</td>
</tr>
<tr>
<td>Philippines</td>
<td align="right">41</td>
<td align="right">49</td>
<td align="right">65</td>
<td align="right">75</td>
</tr>
<tr>
<td>Poland</td>
<td align="right">76</td>
<td align="right">96</td>
<td align="right">109</td>
<td align="right">115</td>
</tr>
<tr>
<td>Portugal</td>
<td align="right">109</td>
<td align="right">116</td>
<td align="right">127</td>
<td align="right">140</td>
</tr>
<tr>
<td>Puerto Rico</td>
<td align="right">86</td>
<td colspan="3"></td>
</tr>
<tr>
<td>Qatar</td>
<td align="right">81</td>
<td align="right">92</td>
<td align="right">111</td>
<td align="right">131</td>
</tr>
<tr>
<td>Romania</td>
<td align="right">62</td>
<td align="right">74</td>
<td align="right">95</td>
<td align="right">114</td>
</tr>
<tr>
<td>Russian Federation</td>
<td align="right">84</td>
<td align="right">106</td>
<td align="right">120</td>
<td align="right">141</td>
</tr>
<tr>
<td>Rwanda</td>
<td align="right">2.48</td>
<td align="right">3.41</td>
<td align="right">6.72</td>
<td align="right">14</td>
</tr>
<tr>
<td>Samoa</td>
<td align="right">13</td>
<td align="right">25</td>
<td align="right">48</td>
<td align="right">69</td>
</tr>
<tr>
<td>San Marino</td>
<td align="right">57</td>
<td align="right">58</td>
<td align="right">57</td>
<td align="right">77</td>
</tr>
<tr>
<td>Sao Tome and Principe</td>
<td align="right">7.83</td>
<td align="right">12</td>
<td align="right">19</td>
<td align="right">31</td>
</tr>
<tr>
<td>Saudi Arabia</td>
<td align="right">61</td>
<td align="right">83</td>
<td align="right">118</td>
<td align="right">146</td>
</tr>
<tr>
<td>Senegal</td>
<td align="right">15</td>
<td align="right">26</td>
<td align="right">31</td>
<td align="right">44</td>
</tr>
<tr>
<td>Serbia</td>
<td align="right">74</td>
<td align="right">90</td>
<td align="right">115</td>
<td align="right">131</td>
</tr>
<tr>
<td>Seychelles</td>
<td align="right">71</td>
<td align="right">83</td>
<td align="right">91</td>
<td align="right">107</td>
</tr>
<tr>
<td>Sierra Leone</td>
<td colspan="2"></td>
<td align="right">14</td>
<td align="right">18</td>
</tr>
<tr>
<td>Singapore</td>
<td align="right">103</td>
<td align="right">109</td>
<td align="right">129</td>
<td align="right">132</td>
</tr>
<tr>
<td>Slovak Republic</td>
<td align="right">84</td>
<td align="right">91</td>
<td align="right">112</td>
<td align="right">102</td>
</tr>
<tr>
<td>Slovenia</td>
<td align="right">88</td>
<td align="right">91</td>
<td align="right">96</td>
<td align="right">102</td>
</tr>
<tr>
<td>Solomon Islands</td>
<td align="right">1.27</td>
<td align="right">1.44</td>
<td align="right">2.19</td>
<td align="right">5.87</td>
</tr>
<tr>
<td>Somalia</td>
<td align="right">5.99</td>
<td align="right">6.44</td>
<td align="right">6.87</td>
<td align="right">7.02</td>
</tr>
<tr>
<td>South Africa</td>
<td align="right">72</td>
<td align="right">84</td>
<td align="right">88</td>
<td align="right">92</td>
</tr>
<tr>
<td>Spain</td>
<td align="right">98</td>
<td align="right">104</td>
<td align="right">108</td>
<td align="right">109</td>
</tr>
<tr>
<td>Sri Lanka</td>
<td align="right">17</td>
<td align="right">27</td>
<td align="right">40</td>
<td align="right">55</td>
</tr>
<tr>
<td>St. Kitts and Nevis</td>
<td align="right">106</td>
<td align="right">132</td>
<td align="right">152</td>
<td align="right">163</td>
</tr>
<tr>
<td>St. Lucia</td>
<td align="right">64</td>
<td align="right">87</td>
<td align="right">92</td>
<td align="right">100</td>
</tr>
<tr>
<td>St. Vincent and the Grenadines</td>
<td align="right">65</td>
<td align="right">80</td>
<td align="right">101</td>
<td align="right">119</td>
</tr>
<tr>
<td>Sudan</td>
<td align="right">4.72</td>
<td align="right">12</td>
<td align="right">20</td>
<td align="right">29</td>
</tr>
<tr>
<td>Suriname</td>
<td align="right">47</td>
<td align="right">63</td>
<td align="right">74</td>
<td align="right">81</td>
</tr>
<tr>
<td>Swaziland</td>
<td align="right">18</td>
<td align="right">22</td>
<td align="right">33</td>
<td align="right">46</td>
</tr>
<tr>
<td>Sweden</td>
<td align="right">101</td>
<td align="right">106</td>
<td align="right">111</td>
<td align="right">118</td>
</tr>
<tr>
<td>Switzerland</td>
<td align="right">92</td>
<td align="right">99</td>
<td align="right">109</td>
<td align="right">116</td>
</tr>
<tr>
<td>Syrian Arab Republic</td>
<td align="right">15</td>
<td align="right">24</td>
<td align="right">31</td>
<td align="right">34</td>
</tr>
<tr>
<td>Tajikistan</td>
<td align="right">4.05</td>
<td align="right">32</td>
<td align="right">32</td>
<td align="right">54</td>
</tr>
<tr>
<td>Tanzania</td>
<td align="right">8.69</td>
<td align="right">14</td>
<td align="right">20</td>
<td align="right">31</td>
</tr>
<tr>
<td>Thailand</td>
<td align="right">47</td>
<td align="right">61</td>
<td align="right">79</td>
<td align="right">92</td>
</tr>
<tr>
<td>Togo</td>
<td align="right">7.24</td>
<td align="right">12</td>
<td align="right">19</td>
<td align="right">24</td>
</tr>
<tr>
<td>Tonga</td>
<td align="right">29</td>
<td align="right">29</td>
<td align="right">45</td>
<td align="right">49</td>
</tr>
<tr>
<td>Trinidad and Tobago</td>
<td align="right">70</td>
<td align="right">115</td>
<td align="right">114</td>
<td align="right">113</td>
</tr>
<tr>
<td>Tunisia</td>
<td align="right">57</td>
<td align="right">72</td>
<td align="right">77</td>
<td align="right">83</td>
</tr>
<tr>
<td>Turkey</td>
<td align="right">61</td>
<td align="right">73</td>
<td align="right">85</td>
<td align="right">89</td>
</tr>
<tr>
<td>Turkmenistan</td>
<td align="right">2.17</td>
<td align="right">4.42</td>
<td align="right">7.67</td>
<td align="right">23</td>
</tr>
<tr>
<td>Uganda</td>
<td align="right">4.58</td>
<td align="right">6.77</td>
<td align="right">14</td>
<td align="right">27</td>
</tr>
<tr>
<td>Ukraine</td>
<td align="right">64</td>
<td align="right">105</td>
<td align="right">119</td>
<td align="right">120</td>
</tr>
<tr>
<td>United Arab Emirates</td>
<td align="right">111</td>
<td align="right">130</td>
<td align="right">177</td>
<td align="right">209</td>
</tr>
<tr>
<td>United Kingdom</td>
<td align="right">109</td>
<td align="right">116</td>
<td align="right">121</td>
<td align="right">126</td>
</tr>
<tr>
<td>United States</td>
<td align="right">72</td>
<td align="right">81</td>
<td align="right">87</td>
<td align="right">89</td>
</tr>
<tr>
<td>Uruguay</td>
<td align="right">35</td>
<td align="right">70</td>
<td align="right">90</td>
<td align="right">105</td>
</tr>
<tr>
<td>Uzbekistan</td>
<td align="right">2.75</td>
<td align="right">9.55</td>
<td align="right">21</td>
<td align="right">47</td>
</tr>
<tr>
<td>Vanuatu</td>
<td align="right">5.86</td>
<td align="right">6.75</td>
<td align="right">11</td>
<td align="right">15</td>
</tr>
<tr>
<td>Venezuela, R.B. de</td>
<td align="right">47</td>
<td align="right">70</td>
<td align="right">87</td>
<td align="right">97</td>
</tr>
<tr>
<td>Vietnam</td>
<td align="right">12</td>
<td align="right">18</td>
<td align="right">28</td>
<td align="right">81</td>
</tr>
<tr>
<td>Virgin Islands (U.S.)</td>
<td align="right">73</td>
<td colspan="3"></td>
</tr>
<tr>
<td>West Bank and Gaza</td>
<td align="right">31</td>
<td align="right">22</td>
<td align="right">27</td>
<td align="right">29</td>
</tr>
<tr>
<td>Yemen, Rep. of</td>
<td align="right">11</td>
<td align="right">14</td>
<td align="right">15</td>
<td align="right">16</td>
</tr>
<tr>
<td>Zambia</td>
<td align="right">8.09</td>
<td align="right">14</td>
<td align="right">21</td>
<td align="right">28</td>
</tr>
<tr>
<td>Zimbabwe</td>
<td align="right">5.19</td>
<td align="right">6.82</td>
<td align="right">9.85</td>
<td align="right">13</td>
</tr>
</tbody>
</table>
<p>Source: International Telecommunication Union, World Telecommunication Development Report World Bank estimates and the International Telecommunication Union.</p>
]]></content:encoded>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Nice Article: Dark Side Arises for Phone Apps</title>
		<link>http://www.securesmstoday.com.au/security-alert-log/nice-article-dark-side-arises-for-phone-apps</link>
		<comments>http://www.securesmstoday.com.au/security-alert-log/nice-article-dark-side-arises-for-phone-apps#comments</comments>
		<pubDate>Thu, 08 Jul 2010 23:40:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Security Alert Log]]></category>

		<guid isPermaLink="false">http://www.securesmstoday.com.au/?p=706</guid>
		<description><![CDATA[I have just read a very nice article on the Wall Street Journals web site titled &#8220;Dark Side Arises for Phone Apps&#8220;. Here are a couple of paragraphs that really caught my attention, In one incident, Google pulled dozens of unauthorized mobile-banking apps from its Android Market in December. The apps, priced at $1.50, were [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-709" title="Nice Article: Dark Side Arises for Phone Apps" src="http://www.securesmstoday.com.au/wp-content/uploads/2010/07/gordon-snow-fbi-cyber-division-mobile-app-security.jpg" alt="Nice Article: Dark Side Arises for Phone Apps" width="440" height="180" /></p>
<h4>I have just read a very nice article on the <a class="ext-link" title="Wall Street Journal Web Site - Opens in a new window" href="http://online.wsj.com/" target="_blank">Wall Street Journals</a> web site titled &#8220;<a class="ext-link" title="Dark Side Arises For Phone Apps - Opens in a new window" href="http://online.wsj.com/article/SB10001424052748703340904575284532175834088.html" target="_blank">Dark Side Arises for Phone Apps</a>&#8220;.</h4>
<p>Here are a couple of paragraphs that really caught my attention,</p>
<blockquote><p>In one incident, Google pulled dozens of unauthorized mobile-banking apps from its Android Market in December. The apps, priced at $1.50, were made by a developer named &#8220;09Droid&#8221; and claimed to offer access to accounts at many of the world&#8217;s banks. Google said it pulled the apps because they violated its trademark policy.</p>
<p>The apps were more useless than malicious, but could have been updated to capture customers&#8217; banking credentials, said John Hering, chief executive of Lookout, a mobile security provider. &#8220;It is becoming easier for the bad guys to use the app stores,&#8221; Mr. Hering said.</p>
</blockquote>
<blockquote><p>&#8220;Mobile phones are a huge source of vulnerability,&#8221; said Gordon Snow, assistant director of the Federal Bureau of Investigation&#8217;s Cyber Division. &#8220;We are definitely seeing an increase in criminal activity.&#8221; The FBI&#8217;s Cyber Division recently began working on a number of cases based on tips about malicious programs in app stores, Mr. Snow said.</p>
<p>The cases involve apps designed to compromise banking on cellphones, as well as mobile &#8220;malware&#8221; used for espionage by foreign nations, said a person familiar with the matter. To protect its own operations, the FBI bars its employees from downloading apps on FBI-issued smartphones.</p>
</blockquote>
<p><a class="ext-link" title="Dark Side Arises For Phone Apps - Opens in a new window" href="http://online.wsj.com/article/SB10001424052748703340904575284532175834088.html" target="_blank">Click here</a> to read the full article (it&#8217;s a good one) on the <a class="ext-link" title="Wall Street Journal Web Site - Opens in a new window" href="http://online.wsj.com/" target="_blank">Wall Street Journals web site</a>.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cops Bust SMS Scam With Arrest of 26</title>
		<link>http://www.securesmstoday.com.au/security-alert-log/cops-bust-sms-scam-with-arrest-of-26</link>
		<comments>http://www.securesmstoday.com.au/security-alert-log/cops-bust-sms-scam-with-arrest-of-26#comments</comments>
		<pubDate>Fri, 02 Jul 2010 01:15:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Scams]]></category>
		<category><![CDATA[Security Alert Log]]></category>

		<guid isPermaLink="false">http://www.securesmstoday.com.au/?p=699</guid>
		<description><![CDATA[Just read on article on thestar.com.my about a group scamming money via SMS. In Kuala Lumpur Malaysia a notorious SMS scam syndicate tricking victims into parting with their money by convincing them that they have won cash prizes has been busted with the arrest of 26 people. This group is actually part of a SMS [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-704" title="Cops Bust SMS Scam With Arrest of 26" src="http://www.securesmstoday.com.au/wp-content/uploads/2010/07/scams-in-kuala-lumpur-malaysia-syndicate-tricking-victims-parting-with-money.jpg" alt="Cops Bust SMS Scam With Arrest of 26" width="440" height="180" /></p>
<h4>Just read on article on <a class="ext-link" title="Visit http://thestar.com.my/ - Opens in a new window" href="http://thestar.com.my/" target="_blank">thestar.com.my</a> about a group scamming money via SMS.</h4>
<p>In Kuala Lumpur Malaysia a notorious SMS scam syndicate tricking victims into parting with their money by convincing them that they have won cash prizes has been busted with the arrest of 26 people.</p>
<p>This group is actually part of a SMS scam syndicate we busted last year in Tawau. Police also seized four laptops, 73 handphones, 41 account logbooks, ATM and credit cards and RM6,000 during the raid. Each laptop is able to send out up to 1,000 SMSes a day.</p>
<p><a class="ext-link" title="Click here to read the full article - Opens in a new window" href="http://thestar.com.my/news/story.asp?file=/2010/6/8/nation/6419170" target="_blank">Click here</a> to read the full article.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>SMS My Customers &#8211; New Aussie 2-Way SMS Gateway Launch Soon</title>
		<link>http://www.securesmstoday.com.au/application-watch/sms-my-customers-new-aussie-2-way-sms-gateway-to-launch-soon</link>
		<comments>http://www.securesmstoday.com.au/application-watch/sms-my-customers-new-aussie-2-way-sms-gateway-to-launch-soon#comments</comments>
		<pubDate>Tue, 08 Jun 2010 02:09:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Application Watch]]></category>

		<guid isPermaLink="false">http://www.securesmstoday.com.au/?p=694</guid>
		<description><![CDATA[We&#8217;ve been given a sneak preview of a new 2-Way SMS Gateway set to launch very soon in Australia. The application is using the CellTrust 2-Way SMS Gateway as it&#8217;s delivery platform and having seen the customer web portals for both SMS My Customers and CellTrust I have to say that the SMS My Customers [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-695" title="SMS My Customers - New Aussie 2-Way SMS Gateway Launch Soon" src="http://www.securesmstoday.com.au/wp-content/uploads/2010/06/sms-my-customers.jpg" alt="SMS My Customers - New Aussie 2-Way SMS Gateway Launch Soon" width="440" height="180" /></p>
<h4>We&#8217;ve been given a sneak preview of a new 2-Way SMS Gateway set to launch very soon in Australia. The application is using the CellTrust 2-Way SMS Gateway as it&#8217;s delivery platform and having seen the customer web portals for both SMS My Customers and CellTrust I have to say that the SMS My Customers is a breakthrough in terms of end user functionality and ease of use.</h4>
<p>The SMS My Customers 2-Way SMS Gateway will be live and available for customers to log on and use within the next two weeks. If you are currently a subscriber of any other Australian SMS Gateways you owe it to yourself to check this one out when it becomes available.</p>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
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		<title>2010 Mobile Merit Award Goes to CellTrust Corporation for its SecureSMS Messaging Solution</title>
		<link>http://www.securesmstoday.com.au/press-releases/2010-mobile-merit-award-goes-to-celltrust-corporation-for-its-securesms-messaging-solution</link>
		<comments>http://www.securesmstoday.com.au/press-releases/2010-mobile-merit-award-goes-to-celltrust-corporation-for-its-securesms-messaging-solution#comments</comments>
		<pubDate>Tue, 08 Jun 2010 01:24:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Press Releases]]></category>

		<guid isPermaLink="false">http://www.securesmstoday.com.au/?p=685</guid>
		<description><![CDATA[The Mobile Merit Awards recognise companies, individuals and technologies that have shaped the way in which the world communicates today and have achieved excellence in the global mobile industry. SCOTTSDALE, ARIZONA, USA – June 8, 2010 &#8211; CellTrust Corporation, the world&#8217;s largest provider of SecureSMS for mobile phones (www.celltrust.com), announced today the company has received [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-692" title="The Mobile Merit Awards showcases thought leadership in the mobile industry by recognising what the judges felt were the most innovative companies in the market place today" src="http://www.securesmstoday.com.au/wp-content/uploads/2010/06/2010-mobile-merit-award-goes-to-celltrust-corporation-for-its-securesms-messaging-solution.jpg" alt="The Mobile Merit Awards showcases thought leadership in the mobile industry by recognising what the judges felt were the most innovative companies in the market place today" width="440" height="180" /></p>
<h4>The Mobile Merit Awards recognise companies,  individuals and technologies that have shaped the way in which the world  communicates today and have achieved excellence in the global mobile  industry.</h4>
<p><strong>SCOTTSDALE, ARIZONA, USA – June 8, 2010</strong> &#8211;  CellTrust Corporation, the world&#8217;s largest provider of SecureSMS for  mobile phones (<a class="ext-link" title="www.celltrust.com - Opens in a new window" href="http://www.celltrust.com/" target="_blank">www.celltrust.com</a>),  announced today the company has received the <a class="ext-link" title="Mobile Merit Awards 2010 - Opens in a new window" href="http://www.mobilemeritawards.com/submit.html" target="_blank">2010 Mobile Merit  Award</a> in the Mobile Services, Enterprise Product or Service  category, for its SecureSMS solution.The <a class="ext-link" title="Mobile Merit Awards 2010 - Opens in a new window" href="http://www.mobilemeritawards.com/submit.html" target="_blank">Mobile Merit Awards</a> recognise companies, individuals and technologies that have shaped the  way in which the world communicates today and have achieved excellence  in the global mobile industry. The Mobile Merit Awards were founded by a  seasoned team of mobile industry veterans, consisting of journalists,  bloggers, and corporate CEOs.</p>
<p><span id="more-685"></span></p>
<p>&#8220;The Mobile Merit Awards showcases  thought leadership in the mobile industry by recognising what the judges  felt were the most innovative companies in the market place today,&#8221;  said Mobile Merit Award judge Bob Bilbruck, Managing Director, B2  Group/Mobiletain. &#8220;In the Enterprise Product or Service category,  CellTrust stood out as the clear leader and we congratulate the company  for its win.&#8221;</p>
<p>&#8220;We are pleased that the Mobile Merit Awards team  has recognised our SecureSMS technology and the value it brings to the  industry especially in the area of Mobile Peer-to-Peer &#8220;P2P&#8221; Remittance  and Mobile Bill Pay,&#8221; said Sean Moshir, Chairman and CEO of CellTrust.  &#8220;This award further endorses our vision to address the gaps that exist  with basic SMS by bringing a secure messaging solution to government,  healthcare and the financial services industries throughout the world.&#8221;</p>
<p><a class="ext-link" title="CellTrust SecureSMS - Opens in a new window" href="http://www.celltrust.com.au/celltrust-securesms" target="_blank">CellTrust  SecureSMS</a> provides end-to-end privacy on the mobile device via a  highly encrypted, tamper-proof process while enabling message sizes up  to 5,000 characters. CellTrust SecureSMS Appliance is the first global  enterprise appliance to offer secure SMS communication for Handset to  handset and enterprise applications to handsets with highly encrypted  end to end security in compliance with HIPAA, FISMA, and Sarbanes-Oxley,  ensuring that information is kept private and only delivered to the  intended recipient. CellTrust&#8217;s award winning SecureSMS™ Appliance and  Gateway reaches 200+ countries and over 800 carriers.</p>
<p><a class="ext-link" title="CellTrust SecureSMS Appliance - Opens in a new window" href="http://www.celltrust.com.au/celltrust-securesms-appliance" target="_blank">CellTrust  SecureSMS™ Appliance</a> was named winner of the 2010 Mobility Award by  MobileTrax, as well as the 2009 Best Enterprise Enabler Application for  the RCR Ecosystem Awards. In 2008 CellTrust Secure SMS won the  Communications Solutions Product of the Year Award and was voted Best  Messaging Security Solution by the Info Security Products Guide&#8217;s  Tomorrow Technology Today Award. SecureSMS was accredited as a finalist  for the Third Annual CTIA Emerging Technology Award, and was named the  winner of three Mobile Star Awards, and the prestigious Mobile Marketing  Association 2008 Global Relationship Building Award.</p>
<h4>About CellTrust Corporation</h4>
<p>CellTrust is a leading provider  of secure mobile messaging and applications. CellTrust&#8217;s patent pending  Secure SMS Gateway™ featuring the <a class="ext-link" title="SecureSMS™ Appliance - Opens in a new window" href="http://www.celltrust.com.au/celltrust-securesms-appliance" target="_blank">SecureSMS™  Appliance</a> and a suite of mobile applications provide advanced  secure mobile messaging and information management solutions across 200+  countries and over 700 carriers. CellTrust ensures the secure and  trusted exchange of information on mobile devices to the financial  services, healthcare, government, education, energy, information  technology, marketing, and travel, among other global industries. For  more information about CellTrust&#8217;s Global, African, North American and  Australian operations: <a class="ext-link" title="Visit  www.celltrust.com - Opens in a new window" href="http://www.celltrust.com/" target="_blank">www.celltrust.com</a>, <a class="ext-link" title="Visit www.africa.celltrust.com - Opens in a new  window" href="http://www.africa.celltrust.com/" target="_blank">www.africa.celltrust.com</a>,  <a class="ext-link" title="Visit www.celltrust.com.au - Opens in a new window" href="http://www.celltrust.com.au/" target="_blank">www.celltrust.com.au</a>.</p>
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		<title>CellTrust Corporation Showcases SecureSMS Messaging and Secure Mobile Wallet Solutions at AITEC Banking &amp; Mobile Money West Africa Conference</title>
		<link>http://www.securesmstoday.com.au/press-releases/celltrust-corporation-showcases-securesms-messaging-and-secure-mobile-wallet-solutions-at-aitec-banking-mobile-money-west-africa-conference</link>
		<comments>http://www.securesmstoday.com.au/press-releases/celltrust-corporation-showcases-securesms-messaging-and-secure-mobile-wallet-solutions-at-aitec-banking-mobile-money-west-africa-conference#comments</comments>
		<pubDate>Tue, 11 May 2010 18:32:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Press Releases]]></category>

		<guid isPermaLink="false">http://www.securesmstoday.com.au/?p=679</guid>
		<description><![CDATA[SCOTTSDALE, ARIZONA, USA – May 12, 2010 &#8211; CellTrust Corporation, the world&#8217;s largest provider of SecureSMS for mobile phones (www.celltrust.com), announced today the company will showcase its SecureSMS messaging solution in the Mobile Money Hub at the AITEC Banking &#38; Mobile Money West Africa conference, May 11-12, 2010 in Lagos, Nigeria. The company will also [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignnone size-full wp-image-683" title="CellTrust Corporation Showcases SecureSMS Messaging and Secure Mobile Wallet Solutions at AITEC Banking &amp; Mobile Money West Africa Conference" src="http://www.securesmstoday.com.au/wp-content/uploads/2010/05/aitec-banking-mobile-money-west-africa-conference.jpg" alt="aitec-banking-mobile-money-west-africa-conference" width="440" height="180" /></p>
<h4>SCOTTSDALE, ARIZONA, USA – May 12, 2010 &#8211; CellTrust Corporation, the world&#8217;s largest provider of SecureSMS for mobile phones (www.celltrust.com), announced today the company will showcase its SecureSMS messaging solution in the Mobile Money Hub at the AITEC Banking &amp; Mobile Money West Africa conference, May 11-12, 2010 in Lagos, Nigeria. The company will also highlight the special features of its data-based and menu driven Secure Mobile Wallet.</h4>
<p><a class="ext-link" title="CellTrust's SecureSMS platform - Opens in a new window" href="http://www.celltrust.com.au/celltrust-securesms" target="_blank">CellTrust&#8217;s SecureSMS platform</a> has gained a strong foothold in Africa. The platform will enable banks and even other payment system providers to meet the stringent, new transmission channel security requirements of the Central Bank of Nigeria. In February of this year CellTrust launched its SecureSMS Mobile Banking and Payment Pilot for the African region through its partnership with Maxim-Pro Ltd. (www.maxim-pro.com), based in Lagos, Nigeria, to provide consumers the ability to make secure mobile cash transfers, payments and securely access other microfinance banking products. &#8220;CellTrust&#8217;s secure mobile banking platform is gaining significant momentum in Africa, where banks are cracking down on fraud and enforcing new security requirements for mobile financial management,&#8221; said Sean Moshir, Chairman and CEO of CellTrust. &#8220;CellTrust&#8217;s Secure Mobile platform brings significant value to the financial industry, as well as consumers in Africa, providing a secure and simple way to transfer money and make payments.&#8221;</p>
<p><span id="more-679"></span></p>
<p>CellTrust SecureSMS provides end-to-end privacy on the mobile device via a highly encrypted, tamper-proof process while enabling message sizes up to 5,000 characters. <a class="ext-link" title="CellTrust SecureSMS Appliance - Opens in a new window" href="http://www.celltrust.com.au/celltrust-securesms-appliance" target="_blank">CellTrust SecureSMS Appliance</a> is the first global enterprise appliance to offer secure SMS communication for Handset to handset and enterprise applications to handsets with highly encrypted end to end security in compliance with HIPAA, FISMA, and Sarbanes-Oxley, ensuring that information is kept private and only delivered to the intended recipient. CellTrust&#8217;s award winning SecureSMS™ Appliance and Gateway reaches 200+ countries and over 800 carriers.</p>
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